Manzar updates

The record menu now has “By receipt”: take a photo with the camera or pick one from the gallery. Manzar reads the total and shows a draft — check the account and category, then record it.

The photo stays with the transaction. If the connection drops, the photo is kept so you can send it again. The launch screen is new as well.

• The “In accounts” widget shows balances in each currency separately.
• The “Upcoming payments” widget lists installments, debts and recurring payments for the next 30 days.
• Long-press the Manzar icon to start an entry right away: “By voice”, “By text” or “Manually”.
• The selected tab in the bottom bar now clearly stands out.

Debts now has an “Installments” section. Add an installment plan, and Manzar builds the schedule and shows the upcoming payments and the month after which there are no more monthly payments.

• A payment is recorded in one step, and so is an early one.
• You can enter a down payment.
• The last payment can be undone, and when you delete a plan Manzar asks whether to keep the payments already made.
• Installments count in your capital, forecast, month map and weekly summary.

Expense and income forms now have “Split by category” — say, one supermarket receipt split into groceries and household goods. Each part is recorded as its own transaction with the same account and date, and Manzar checks that the parts add up to the amount.

Also, the buttons on account, debt, goal and other screens now sit in a bottom bar, and selection sheets slide up from below.

The start date of a recurring payment can now be changed when you edit it — in the app, in the browser and in the mini-app. In the app a rule is edited straight from its card.

The bot sends the reminder about today’s payment at 9:00 Tashkent time instead of midnight. If the payment was already confirmed or skipped, no reminder comes.

Recording starts when you tap “Speak”, and the wave on screen shows that the microphone hears you. You can pause and resume; a phone call or switching away from the app pauses it for you.

Ten seconds before the one-minute limit a countdown appears, and then Manzar sends what you said on its own.

• Take a photo of a receipt and send it to the bot: it reads the total and shows a draft with the same buttons as a voice message. If it isn’t a receipt or the total can’t be read, the bot says so.
• Under the weekly summary there is now a “Send as audio” button — the summary arrives as a voice message, in Uzbek too. Switching back to text is right there as well.
• If you turned the weekly summary off, you can turn it back on in the mini-app profile.

• Without a network the app opens with your latest data, and a bar at the top says what date it is from.
• Expenses, income, transfers and “Frequent” entries can be recorded offline — they are sent on their own once you’re back online. Anything not yet sent shows on its own line.
• Whatever can’t be done without the server is marked “Needs a connection”.

• The eye in the header hides every amount — handy when others can see your screen.
• “Needs attention” on the home screen gathers payments to confirm, overdue debts, drafts and dates coming up.
• “Frequent” entries are recorded in one tap, and any transaction can be repeated with “Repeat today”.
• Transactions can be filtered by tag and amount, budgets have their own screen, and recurring payments show their history.
• Analytics lets you flip through months, and in the mini-app the bot sends your transaction export as a file straight to the chat.

• Upload a bank statement or any other table with dates and amounts as CSV or XLSX. Manzar finds the date and amount columns itself, shows you what it read, and skips rows that look like ones already recorded.
• The record window now has “By text”: write “lunch 45 000 by card” and Manzar prepares a draft.
• Drafts from the bot open in the browser too: the record window comes pre-filled, and the fields Manzar isn’t sure about are marked.

The mobile app works with the same account and the same data as the browser and Telegram.

• Sign in with Telegram, Google or email.
• Record by voice, by text or manually; “Frequent” entries take one tap.
• Accounts, debts with due-date reminders, budgets, goals, assets, recurring payments, CB rates and analytics.
• Balance reconciliation, CSV or XLSX statement import, and transaction export.
• A passcode or fingerprint lock, and a “Hide amounts” button.

Analytics now has a month map: what the month started with, what came in and went out — to spending, exchange, assets and debts — and what it ended with.

Spending, income, capital, spending pace and budgets are now counted in each currency separately: sum and dollar amounts are never added up at some exchange rate. Next to them is the savings rate — how much of what came in this month is left.

The mini-app now opens with a single “Continue as …” button, and you’re in — no email or password. In the browser, signing in with Telegram opens your account straight away too.

You can add an email later in your profile, and send your phone number to the bot with one button.

• Four buttons sit under the message field: “Balances”, “Spending”, “CB rates” and “What I can do”. The answers come as neat tables.
• Every Monday the bot sends a weekly summary: how much was spent, on what most of all, how it compares with the week before, and which debts are due back.
• You can ask about your money: “how much did I spend on taxis in July?”, “who do I owe?”.
• One message can hold several transactions: the bot shows a draft for each, and in the mini-app you can go through them one after another.

• The home screen in the browser and the mini-app opens with your capital and its trend and with income against spending by month, plus spending by category.
• Under capital you can see what it is made of: accounts, assets at their estimated value, what you owe and what you are owed.
• A monthly summary and the spending pace: spending so far this month is compared with the same number of days last month.
• In the browser, transactions can be exported to CSV — the file opens in Excel.

Write “taxi 25000 cash” to the bot or send a voice message — it reads the entry and shows a draft. If the account, category and amount are clear, a “Record” button appears and the transaction is posted right in the chat. Otherwise the draft opens in the mini-app, already filled in.

For a Humo or Uzcard notification, just forward it — Manzar takes the amount, time and card from it.

Manzar now records the debts you take on and their repayment too. Lend to the same person again and no new debt opens — the existing one grows.

In the browser, Debts shows both sides on one screen: “Owed to you”, “You owe” and the net position — each currency separately.

The web version and the mini-app are translated into Uzbek, and the language you pick is saved in your account. The bot and emails speak the same language.

Amounts and dates follow that language’s conventions, and the built-in categories are translated too.

Your profile now has “Clear data” and “Delete profile”. The first removes transactions, debts, assets and recurring payments but keeps accounts, categories, budgets and goals, so you can start again. The second deletes the account entirely.

Neither can be undone, so Manzar asks you to confirm.

Alongside the sum and the dollar there are now the euro, ruble, tenge, yuan and pound. When you record an exchange, you enter the rate you actually got, and the Central Bank rate is shown as a hint.

The browser has a new “Rates” tab with a chart of the CB rate since the start of the year, against your main currency.

Accounts, transactions, budgets, goals, debts and assets — all of it in the browser, on the same ledger the mini-app posts to.